How To Register For PNB Net Banking

PNB (Punjab National Bank) India’s first domestic bank, is operational since 1895. PNB (Punjab National Bank) offers net banking services to its customers, allowing them to access their bank accounts and perform transactions online. Customers can use PNB’s net banking services to check account balances, view transaction history, transfer funds, pay bills, and more. To access PNB net banking, customers need to register for the service and create a login ID and password.

How to Register Online For PNB Net Banking?

To register for PNB net banking, you can follow these steps:

1. Visit the official PNB website and click on the “Internet Banking” tab.
2. Click on the “Retail User” option and then click on “New User Registration.”
3. Enter your account number and other required details, such as your name, mobile number, and email ID.
4. Create a login ID and password and set security questions.
5. Receive an OTP on your registered mobile number and enter it to complete the registration process.
6. Now, enter the PNB debit card number and the ATM PIN before clicking on the ‘Continue’ button.
7. You will be prompted to set the login and transaction password. Enter each of these passwords twice to confirm. Note that the login and transaction password cannot be the same.
8. Accept the terms and conditions and click on the ‘Complete Registration’ button.
9. A success message will be displayed on the screen to state that the registration process is complete.

After completing these steps, you can log in to PNB net banking using your login ID and password and start using the online banking services.

How to Log In to PNB Internet Banking Portal

To log in to the PNB internet banking portal, follow these steps:

1. Visit the official PNB internet banking website.
2. Enter the user ID and click on ‘Continue’. Here, the user ID is the same as the customer ID.
3. Enter the login password you have set while registering for the service.
4. Click on the ‘Login’ button.
5. An OTP will be sent to your registered mobile number. Enter the OTP to log in successfully.
6. On your first log in to the account, you will be asked to select seven security questions from a set of 50 questions. Also, enter the answers to these questions. Later, you will be asked to answer any of the chosen questions to verify if it’s you who is logging in.
7. Click on ‘Register’.
8. Also, you will be asked to choose an image and write a relevant phrase for it during the first login.
9. Click on the ‘Submit’ button.

Once you are logged in, you can view your account information, perform transactions, and access other services offered by PNB through their internet banking portal.

Services Available under PNB Internet Banking Portal

The services available under the PNB internet banking portal include:

1. Account information: View account details and transaction history.
2. Fund transfer: Transfer funds to other PNB accounts or other bank accounts using IMPS, NEFT, or RTGS.
3. Bill payments: Pay utility bills, mobile bills, and other types of bills.
4. Mobile recharge: Recharge mobile phones.
5. Loan services: Apply for loans, view loan details and repayment history.
6. Card services: View and manage debit and credit card details.
7. Deposits: Apply for fixed deposits and recurring deposits.
8. Complaints and requests: Raise complaints and request for various services.
9. E-tax payment: Pay taxes, such as income tax and property tax.
10. Investment services: Invest in various financial products.

These are some of the services available through PNB’s internet banking portal. The bank may add or remove services as needed.

How to Transfer Funds Online?

To transfer funds online using PNB bank, follow these steps:

1. Log in to your PNB internet banking account.
2. Click on the “Fund Transfer” option.
3. Select the type of transfer you wish to perform (IMPS, NEFT, RTGS).
4. Enter the recipient’s account details, such as the account number and bank name.
5. Enter the amount you wish to transfer and select the account from which you want to transfer the funds.
6. Verify the details and initiate the transfer.
7. Enter a reference number and complete the transaction by entering a secure password.

After the transaction is completed, the funds will be transferred to the recipient’s account, and you will receive a confirmation of the transaction. Note that the time required for the funds to reach the recipient’s account may vary depending on the type of transfer and the bank’s processing time.

Transaction Limits and Charges Applicable

NEFT:

• Below Rs.10,000 – Rs.2 + GST
• Rs.10,000-Rs.1 lakh – Rs.4 + GST
• Rs.1 lakh-Rs.2 lakh – Rs.12 + GST
• Above Rs.2 lakh – Rs.20 + GST

IMPS:

• Up to Rs.50,000 per day – Rs.5 + GST

RTGS:

• Rs.2 lakh-Rs.5 lakh – Rs.20 + GST
• Above Rs.5 lakh – Rs.40 + GST

How to Reset PNB Internet Banking Password?

To reset your PNB internet banking password, follow these steps:

1. Log in to the PNB internet banking portal.
2. Click on the “Forgot Password” option.
3. Enter your login ID and registered mobile number.
4. Receive an OTP on your mobile number and enter it.
5. Create a new password, confirm it, and set security questions.
6. Complete the password reset process.

Once you have reset your password, you can log in to your PNB internet banking account using your new password. If you face any issues resetting your password, you can contact PNB customer service for assistance.

FAQ’s About PNB Net Banking