27 September 2022
By : Quick Insurance Guru
State-specific subsidies are available to lower the monthly rates for Affordable Care Act (ACA) Marketplace plans, which vary by state.
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For one individual on an Affordable Care Act (ACA) plan without subsidies, the average monthly health insurance premium in 2022 will be $438.
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Insurance companies are prohibited from discriminating on the basis of gender, current health status, or past medical conditions under the Affordable Care Act.
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These elements affect how much people pay for health insurance.
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Age:
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While some states, notably New York and Vermont, do not include age when calculating health insurance rates, most states heavily consider this issue.
Tobacco:
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You will pay more for health insurance each month if you smoke.
Location:
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The quantity of (or lack of) competition in a certain area or region has a significant impact on premium prices, as does location.
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