Best Balance Transfer Credit Cards

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17 September 2022

By : Quick Insurance Guru

You're not alone. In 2020, 57% of U.S. households carried a balance on their active credit card accounts.

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Transfer your debt to one of these balance transfer credit cards with a 0% introductory APR if you're paying high interest rates and start saving money. 

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Citi

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Intro APR of 0% for 21 months on Balance Transfers and then 15.99% - 25.99% (Variable) after that intro period is up.

Discover it

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This card features 0% Intro APR for 18 months on balance transfers, 14.24% - 25.24% Variable APR after that.

Citi Double Cash

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This credit card has an intro APR of 0% for 18 months on Balance Transfers, then 16.24% - 26.24% (Variable) APR once that intro period is up.

Citi Simplicity

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Cardholders get nearly two years of 0% intro APR: 0% for 21 months on balance transfers, then 16.99% - 26.99% (Variable) APR after that intro period is up.

BankAmericard

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0% Intro APR for 21 billing cycles for any balance transfers made in the first 60 days and then 14.24% - 24.24% Variable APR after that intro period is up. 

Wells Fargo Reflect

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The intro APR for balance transfers starts at 0% intro APR for 18 months, with an ongoing APR of 15.24% - 27.24% variable APR after that. 

Wells Fargo Active Cash

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0% intro APR for 15 months from account opening on qualifying balance transfers, then 17.24%, 22.24%, or 27.24% variable APR after that intro period is up.

U.S. Bank Altitude

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Cardholders enjoy 0% intro APR for 12 billing cycles on balance transfers, followed by an ongoing APR of 17.24% - 26.24%.

Bank of America

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0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days, and then 16.24% - 26.24% Variable APR on balance transfers. 

THANKS FOR READING!

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Best Balance Transfer Credit Cards